Property and damage insurance policy provide insurance for a direct loss to the insured property and the payment to be funded is worth more than the value sometimes. The property loss via burglary and robbery and motor vehicle theft also impose major costs and it may be often deployed by self to obtain the major portion of the financial gain. In the property loss cases, the reliability of the damage causes can be assured due to the natural disasters otherwise the reliability of the incidents shouldn’t be dependent upon the reasons which are presented by the insured. We start our investigations from the cause roots reaching the complete details and our strategy behind the detection of fraudulent property claims is to know all possible evidences of the incident which cause the damage to the property
There are many factors which should be taken care before entertaining the property damage claim. Most of the insured’s fabricates the claim by overstating the value of stolen items in a burglary of a home, intentionally damaging property to make a claim, seeking help from repairs to increasing their estimate or bill, lying about the extent‚ cause‚ date or location of damage, fabricating supporting evidences‚ such as repair bills or receipts‚ often in collusion with a crooked contractor‚ plumber, concealing that a residence is used as a rental or in a commercial business or many of it. We check all the parameters behind the presented claim and then provide you the best results so that you can take the wise decisions.
We know all the facts behind the fabricated or genuine property loss claim which includes:
- Property lost/damaged and the causation in detail
- Estimate Value of the Loss
- All witness names and contact information
- Report of any burglary or theft to the police
- Property damaged through gross negligence, horseplay, intentional or criminal acts, by the person responsible for, or using
- Or any other details of the loss
- Investigation upon each individual involved in claim