Insurance is a form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in the case of a loss to either life, property or in other situations like illness, accident, theft, natural calamity etc.
Sometimes the insured person or policy holder may put up a false claim for the insured sum to the insurer. To verify the claims, investigations need to be carried out. Swan detectives also cover other places making methodical enquiries to cross-check such claims.
Insurance claims investigations help tackle fraudulent claims or for just establishing facts as in the case of accidents involving many parties. The claim investigators check on extent of injuries as policy holders generally exaggerate injuries and their inability to work. Also the investigators check if injury occurred before or after a policy was taken. The claims regarding accidental fire, theft of antiques etc. need to be investigated by insuring company to avoid paying huge sums to fraudsters.